Views / Заголовки новостей 
A Greener Future for Crypto and Blockchain
Headlines and deep dives on the staggering levels of crypto energy consumption — among some blockchains in particular — have put the industry under a spotlight. As crypto continues to become more mainstream and new applications utilizing this technology gain popularity, crypto’s carbon footprint threatens to continue accelerating. дальше »
2022-4-22 01:20
|
CBDCs: From the “Hype” to the “How” of Making Financial Inclusion a Reality – Part 2
In our recent survey of over 1,600 financial leaders across 22 countries, we uncovered some pretty astounding insights: A whopping 85% of payment leaders at financial institutions globally think their country will launch a digital currency in the next four years. дальше »
2022-4-7 19:31
|
|
CBDCs: From the “Hype” to the “How” of Making Financial Inclusion a Reality – Part 1
We recently surveyed over 1,600 financial leaders across 22 countries and discovered that 37% of senior financial institution executives around the globe consider both “financial inclusion” and “greater access to credit” as the largest potential breakthroughs for Central Bank Digital Currencies (CBDCs). дальше »
2022-3-31 23:07
|
|
The Next Evolution of Crypto for Business
It’s March Madness. Three weeks, 136 teams, and two college basketball championships. While there is no shortage of talent and promise on the court, it’s often the proven programs with the most experienced, seasoned coaches and practiced players that are the odds-on favorites. дальше »
2022-3-29 22:59
|
|
Why Policy Regulation for Crypto in Korea is Key
Digital Assets in Korea: A Policy Approach to Smart Regulation The emergence of blockchain technology and digital assets is transforming the global financial landscape into a more accessible, transparent, fair and efficient system. дальше »
2022-3-16 04:01
|
|
Designing a Career Path
Just as April ushers in feelings of renewal and energy with the start of Spring, this month also signals one of Ripple’s favorite programs: Development Month. To support employees, we have built a Learning and Development program to ensure all Ripplers have the tools, guidance and programs needed to succeed at Ripple and beyond. дальше »
2021-4-10 23:21
|
|
Cryptocurrency Sustainability: The Path Forward
Addressing sustainability in fintech and crypto is more important than ever. As cryptocurrency becomes increasingly mainstream — with more financial institutions, companies like PayPal, Visa and Tesla and individual investors racing to leverage this technology — energy consumption has accelerated to already unsustainable levels. дальше »
2021-4-8 17:00
|
|
UBRI Panel: Increasing the Number of Women in Blockchain
Although having a diverse workforce makes a company more profitable, the number of women in the tech industry is still increasing at a slow pace. Girls tend to opt out of the STEM career track at an early age, and women often leave the field early for any number of reasons including a lack of … Continued The post UBRI Panel: Increasing the Number of Women in Blockchain appeared first on Ripple. дальше »
2021-3-27 21:48
|
|
UBRI On Campus: Rutgers Law School Looks to Reform Fintech Regulation
When compared to the rest of the world, the Securities and Exchanges Commission (SEC) appears to have a higher rate of intervention in blockchain related cases. In just the last 18 months, the U. дальше »
2021-3-18 21:13
|
|
Ripple’s Women in Blockchain: Shae Wang on Bringing Data Science to Blockchain
As a relatively new technology, most people have a lot to learn about blockchain. But not everyone is happy to admit that they don’t know or understand how it works. Shae Wang is not one of those people. дальше »
2021-3-5 20:42
|
|
Setting the Stage for Digital Global Payments
In the evolution of digital payments, it’s clear that financial institutions and payment providers will continue to adopt blockchain technology to drive real-time, cross-border payments growth. This digital ledger infrastructure, which integrates with bank accounts, digital wallets and even cash payout channels will become the engine to provide the convenience, speed, ease of access, transparency … Continued The post Setting the Stage for Digital Global Payments appeared first on Ripple. дальше »
2021-2-27 01:13
|
|
Black at Ripple’s Safiya Walker on the Importance of Inclusion and Always Showing Up
“The most important lesson I learned was the power of showing up. ” Safiya Walker reflects on her time running track at Brown University and the sense of responsibility she felt toward her teammates, coaches and the family, friends and fellow students who supported her throughout her athletic journey. дальше »
2021-2-23 21:33
|
|
Fostering Financial Inclusion via Real-Time Digital Payments
The number of unbanked and underbanked United States consumers is staggeringly high and will continue to rise as a result of the COVID-19 pandemic. Without full and fair access to basic financial services many of us take for granted, as much as 25% of the adult, bankable population in the United States spends a disproportionate … Continued The post Fostering Financial Inclusion via Real-Time Digital Payments appeared first on Ripple. дальше »
2021-2-9 22:00
|
|
Creating a More Inclusive and Equitable Workplace
Creating meaningful change starts within our own company. That’s why we are evaluating and improving the ways we attract, hire, retain and create equity for our employees with diverse backgrounds and lived experiences. дальше »
2021-2-2 22:00
|
|
Accelerating Financial Inclusion Through Technology
I believe that technology, when built and scaled right, can have a profoundly positive impact on humanity and improve people’s lives. In leading engineering teams at Amazon for 15 years, I witnessed first hand, customer focused innovations at scale that provided people with core necessities essential to how they live. дальше »
2021-1-12 20:05
|
|
Issuing Stablecoins on the XRP Ledger
Last July, the Office of the Comptroller of Currency (OCC) made a landmark decision allowing financial institutions to custody digital assets for customers and provide banking services for digital asset oriented businesses. дальше »
2021-1-9 21:46
|
|
CBDCs and Interoperability: Bridging the Gap in Innovation
Central Banks will play a critical role in the new, modern global financial infrastructure that blockchain technologies will undoubtedly underpin. Central Bank digital currencies (CBDCs) are an important development for Central Banks, allowing for the continuation of sovereign monetary policy in a digital asset world—to the benefit of billions of people around the world. дальше »
2020-12-4 22:00
|
|
How Do Derivatives Drive New Entrants Into the Crypto Market?
Ten months into the pandemic and COVID-19 continues to negatively impact global markets. However, trading of crypto derivatives is on the rise. The crypto market is maturing as applications of real-world solutions and new financial products drive global adoption. дальше »
2020-12-2 00:29
|
|
Examining the Regulatory Outlook for Digital Assets
Watch the full session from Ripple Swell Global 2020 today. More than 10 years has passed since the launch of Bitcoin, but the cryptocurrency industry remains largely the preserve of blockchain enthusiasts and fintech startups. дальше »
2020-11-18 23:54
|
|
How the U.S. and EU Central Banks View the Future of CBDCs
Watch the full session from Ripple Swell Global 2020 today. With China set to launch the world’s first Central Bank Digital Currency (CBDC) by the end of the year, pressure is mounting on the world’s other major central banks to join the digital revolution. дальше »
2020-11-3 00:59
|
|
Beyond Proof of Work: the XRPL Consensus Solution
With the digital currency revolution continuing to gather pace, the debate between advocates of proof-of-work and newer agreement algorithms rages on. Beyond the rhetoric, the evolution of the consensus approach continues to make steady progress that, due to design limitations, transactionally-focused proof-of-work networks find it difficult to match. дальше »
2020-11-1 21:13
|
|
How Digitization Can Boost Financial Resilience for People in Poverty
As the world’s poorest people struggle with the economic impact of COVID-19, a potential source of hope has been found in Kenya. Around half of the East African nation’s 52 million people use the mobile payments service, M-Pesa. дальше »
2020-10-15 00:03
|
|
Mojaloop: Creating a More Financially Inclusive Future
Ripple’s founding vision is to enable the world to move value like information does today—a concept we refer to as the Internet of Value (IoV). This vision remains essential to Ripple’s foundation and contributes to its driving motivation to create greater economic opportunity for all. дальше »
2020-9-17 19:47
|
|
The World Economic Forum’s Sheila Warren Keynotes Ripple Swell Global 2020
Today, the blockchain and digital currency industry is at an inflection point, similar to that of the internet boom of the 1990’s. Not unlike the internet’s historic impact, these technologies have the capacity to engender greater financial inclusion and economic opportunity. дальше »
2020-9-17 00:19
|
|
How Does DLT Engender Greater Financial Inclusion?
Distributed ledger technology (DLT) will have an incredible impact on financial services and engender greater financial inclusion and, therefore, economic growth, especially in emerging economies. дальше »
2020-8-20 00:16
|
|
What’s at Stake For The U.S. When It Comes To Digital Asset Regulation
Our last post discussed the importance of smart digital asset regulation and why the U. S. is falling dangerously behind. We are encouraged that some U. S. agencies are acknowledging and welcoming the benefits of this new technology to consumers including the U. дальше »
2020-8-7 21:13
|
|
What’s at Stake for the U.S. When It Comes to Digital Asset Regulation
Our last post discussed the importance of smart digital asset regulation and why the U. S. is falling dangerously behind. We are encouraged that some U. S. agencies are acknowledging and welcoming the benefits of this new technology to consumers including the U. дальше »
2020-8-8 21:13
|
|
How UBRI Supports Critical New Research into Blockchain Anonymity
By its decentralized nature, a blockchain is extremely difficult to hack. That does not mean that digital assets and wallets built on the technology are invulnerable, which is why the organizations behind them spend so much time thinking about security. дальше »
2020-7-21 21:29
|
|
Santander Partners with Ripple to Bring Certainty and Speed to International Payments
As well as being one of the biggest banks in the world, Banco Santander also has a reputation as one of the finance industry’s most innovative organizations. Since the launch of its innovation fund, InnoVentures in 2014, Santander has invested heavily in a range of digital technologies. дальше »
2020-7-9 20:24
|
|
Why I Joined Ripple
Ripple’s vision is to enable the world to move value like it moves information today—a concept referred to as the Internet of Value (IoV). It’s a goal that is close to my heart. Almost 20 years ago, I immigrated to the United States from India and personally experienced the challenges and expense inherent in sending … Continued The post Why I Joined Ripple appeared first on Ripple. дальше »
2020-6-30 19:00
|
|
Policy Framework for Digital Assets in India
India is at an inflection point in fintech innovation. The countries’ government and policymakers have the opportunity to foster responsible adoption of new digital asset and blockchain technology by creating transparent, principles-based regulatory frameworks that support it. дальше »
2020-6-18 10:02
|
|
On Campus: Fighting COVID-19 With Blockchain at Duke University’s Fuqua School of Business
For Duke University Fuqua School of Business Professor Campbell Harvey, the classroom is a place to envision the future. By helping students forecast the future, including where technology will both foster growth and fade from relevance, he aims to help them make better career decisions as well as positively impact the world. дальше »
2020-6-12 21:02
|
|
ISO 20022: Shaping the Future of Cross-Border Payments
The modern global supply chain revolutionized the shipping industry by standardizing the way cargo is packaged and transported around the world. This “containerization” drove down the cost of goods and blurred the lines of regional boundaries. дальше »
2020-6-11 21:43
|
|
Tapping the Power of RippleNet Cloud
The world is being pushed toward a new paradigm where simple, everyday tasks and functions, often taken for granted, are becoming increasingly cumbersome. This is partly due to the ongoing COVID-19 global pandemic and its role in forcing essential operations into the realm of digital. дальше »
2020-5-28 20:53
|
|
Block Stars: Biometric Authentication Will Help You Forget Your Passwords
In the latest episode of Block Stars, Ripple CTO David Schwartz talks to the founders of Keyless, a deep-tech cybersecurity company whose innovative solutions in authentication and digital identity could have a big impact on the cryptocurrency experience. дальше »
2020-5-27 20:32
|
|
Applying the Disruptive Innovation Theory to Cross-Border Payments
“Why do once successful, large companies often fail to adopt disruptive technology?” The late Professor Clay Christensen at Harvard Business School posed this very question to his MBA students in the first class of his famous course titled: Building and Sustaining a Successful Enterprise (BSSE). дальше »
2020-5-15 21:01
|
|
MoneyMatch Works With Ripple to Provide Cost-Effective Global Payments for SMEs in Malaysia
MoneyMatch is a cross-border transfer service that helps small and medium-sized enterprises (SMEs) in Malaysia pay their global suppliers. As the country’s traditional financial institutions were charging high FX rates on the smaller volume transactions typically requested by SMEs and individuals, MoneyMatch partnered with Ripple to offer cheaper and faster payments to more than 120 … Continued The post MoneyMatch Works With Ripple to Provide Cost-Effective Global Payments for SMEs in Malaysia appeared first on Ripple. дальше »
2020-4-16 21:08
|
|
How CROSS ENF Earned the Trust of Migrants in Korea with Low-Cost Real-Time Payments Powered by Ripple
For many years, South Korea’s $33 billion remittance market was controlled by the country’s banks. When new regulations allowed non-bank companies to enter the market in 2017, Cross Enf (formerly known as Coinone Transfer) partnered with SBI Ripple Asia, a joint venture between Ripple and SBI Holdings, to create Cross, South Korea’s first blockchain-based remittance … Continued The post How CROSS ENF Earned the Trust of Migrants in Korea with Low-Cost Real-Time Payments Powered by Ripple appeared first on Ripple. дальше »
2020-11-19 21:33
|
|
How Cross Enf Earned the Trust of Migrants in Korea with Low-Cost Real-Time Payments Powered by Ripple
For many years, South Korea’s $33 billion remittance market was controlled by the country’s banks. When new regulations allowed non-bank companies to enter the market in 2017, Cross Enf (formerly known as Coinone Transfer) partnered with SBI Ripple Asia, a joint venture between Ripple and SBI Holdings, to create Cross, South Korea’s first blockchain-based remittance … Continued The post How Cross Enf Earned the Trust of Migrants in Korea with Low-Cost Real-Time Payments Powered by Ripple appeared first on Ripple. дальше »
2020-10-22 21:33
|
|
How Coinone Transfer Earned the Trust of Migrants in Korea with Low-Cost Real-Time Payments Powered by Ripple
For many years, South Korea’s $33 billion remittance market was controlled by the country’s banks. When new regulations allowed non-bank companies to enter the market in 2017, Coinone Transfer partnered with SBI Ripple Asia, a joint venture between Ripple and SBI Holdings, to create Cross, South Korea’s first blockchain-based remittance service. дальше »
2020-4-11 21:33
|
|
On Campus: Australian National University Democratizing Legal Disputes with Blockchain
Scott Chamberlain, Entrepreneurial Fellow at Australian National University (ANU) School of Law, grows very animated when talking about the potential of blockchain and law. “Imagine an eBay-like platform that can resolve consumer law disputes without engaging the court system,” he marvels. дальше »
2020-4-1 01:12
|
|
Siam Commercial Bank Drives Innovation and Customer Growth With Help From Ripple
According to a 2019 report, Thailand ranks first in the world for mobile banking users. One of the reasons for this achievement is Siam Commercial Bank (SCB), which has spearheaded digital banking in the country over the past decade. дальше »
2020-3-26 20:53
|
|
Ripple Helps Sentbe Increase Financial Inclusion for Migrants in Korea with More Efficient Remittances
Questioning traditions in finance is a daily mission for Korean firm Sentbe. It applied its innovative mindset to the international money transfers regularly sent across Southeast Asia by Korea’s large population of migrant workers and partnered with SBI Ripple Asia, a joint venture between Ripple and SBI Holdings, to improve the ineffective process offered by … Continued The post Ripple Helps Sentbe Increase Financial Inclusion for Migrants in Korea with More Efficient Remittances appeared first on Ripple. дальше »
2020-3-20 21:46
|
|
On Campus: Stanford University Cryptography Professor Enables Privacy and Trust on Public Blockchains
Technology users have grown accustomed to selecting a preferred device or software and then investing heavily in its supporting branded ecosystem. But for blockchain proponents, like Stanford Professor of Computer Science and Electrical Engineering Dan Boneh, blockchain is a refreshing change because as an open source technology it remains accessible to the community. дальше »
2020-3-18 00:15
|
|
Blockchain Empowers Women Worldwide
Worldwide, 42% of women are unbanked—excluding them from access to modern financial services. Blockchain technology provides a secure and inexpensive way to complete financial transactions including global payments, presenting a unique opportunity to empower women and the underbanked around the world. дальше »
2020-3-13 20:09
|
|
With Ripple, CROSS ENF Expands Quickly in Newly Opened Korean Remittance Market
Cross Enf is a blockchain-based financial services company in South Korea leveraging Ripple’s global network, real-time transfer capabilities and transparent transaction features to achieve hypergrowth in the newly opened Korean remittance market. дальше »
2020-11-19 22:00
|
|
With Ripple, Cross Enf Expands Quickly in Newly Opened Korean Remittance Market
Cross Enf is a blockchain-based financial services company in South Korea leveraging Ripple’s global network, real-time transfer capabilities and transparent transaction features to achieve hypergrowth in the newly opened Korean remittance market. дальше »
2020-10-22 22:00
|
|
With Ripple, Coinone Transfer Expands Quickly in Newly Opened Korean Remittance Market
Coinone Transfer is a blockchain-based financial services company in South Korea leveraging Ripple’s global network, real-time transfer capabilities and transparent transaction features to achieve hypergrowth in the newly opened Korean remittance market. дальше »
2020-3-6 22:00
|
|
Brussels Asks Europeans How to Regulate Bitcoin, Public Consultation Continues Into March
The European Commission is gathering feedback from EU citizens, businesses, regulators and other interested parties to establish a regulatory framework for crypto assets and markets on a European level. дальше »
2020-2-11 14:35
|
|
Can the U.S. and China Attain a State of Competitive Coexistence?
As Singapore’s Ambassador to the United States for 16 years and now its Ambassador-at-Large, Chan Heng Chee has been actively involved in mitigating the impact of escalating tensions between the U. дальше »
2020-2-7 01:15
|
|