As the crypto market nears the end of October, investors will seek a balanced allocation.

Bitcoin (BTC) will provide stability and capital preservation. Ethereum (ETH) will deliver exposure to DeFi growth and smart-contract activity.

Traders looking for asymmetric gains will turn to Mutuum Finance (MUTM), a rising DeFi token with real utility. MUTM will stand out with its dual lending system, Layer-2 efficiency, and buyback-driven demand.

This article will explore why BTC and ETH remain core holdings while MUTM will offer tactical short-term alpha, supported by strong presale momentum and roadmap milestones.

Bitcoin (BTC) will remain the main store of value in crypto portfolios. Institutional inflows will continue supporting BTC prices, creating liquidity for other crypto coins.

Its status as a safe asset will anchor risk-managed allocations. BTC rallies will feed the broader altcoin market, enhancing overall market depth.

Traders seeking consistent growth will rely on BTC while balancing exposure to higher-risk opportunities.

BTC will maintain its core role for capital preservation during market rotations, according to current crypto predictions.

Ethereum (ETH) will continue to lead smart-contract adoption and decentralised finance development.

Its network throughput and ecosystem will support a broad range of applications. ETH will provide investors with utility exposure and access to growing DeFi activity.

While large-cap coins like ETH will offer steady growth, their upside will be smaller compared to high-utility presale tokens.

ETH will remain a central holding, combining security with consistent network-driven returns.

Its position will reinforce long-term portfolio stability alongside BTC.

Mutuum Finance (MUTM) is currently in Phase 6 of its presale, with the token priced at $0.035.

The total supply amounts to 4 billion MUTM tokens. Phase 6 is expected to raise approximately $16.9 million, with 60% of the 170 million allocated tokens already sold.

The number of holders has surpassed 16,800, highlighting strong community engagement.

Mutuum Finance announced it is creating a new crypto lending and borrowing platform.

The first version, called V1, is expected to go live on the Sepolia Testnet by the end of 2025.

It will include main features like a liquidity pool, mtToken, debt token, and a liquidator bot to help the system run safely.

At launch, users will be able to lend, borrow, and use ETH or USDT as collateral in an easy and secure setup.

Mutuum Finance (MUTM) will operate a dual lending protocol with Peer-to-Contract (P2C) and Peer-to-Peer (P2P) functionality.

P2C will allow deposits of blue-chip tokens and stablecoins. A lender will deposit $20,000 of ETH into a P2C pool with a 55% loan-to-value ratio.

A borrower posting $3,000 ETH will borrow approximately $1,650 in USDT.

Average pool utilization will generate 14% APY, producing about $2,800 yearly on the deposit.

These recurring fees will create steady liquidity and drive long-term demand.

P2P lending will focus on higher-risk assets like memecoins while staying isolated from main pools.

This isolation will protect core liquidity and maintain stability, while offering high-yield opportunities for selective traders.

Layer-2 integration will reduce transaction fees, enabling micro-deposits from retail investors.

The public beta will launch at listing, offering hands-on experience for lending and staking.

These features will convert speculative interest into active platform engagement, creating sustainable demand.

Revenue from lending fees will fund token buybacks distributed to mtToken stakers.

This buy-and-distribute mechanism will create compounding buy pressure and continuously support price growth.

The platform also includes a dashboard, ROI calculator, and Top-50 leaderboard.

Gamified incentives will increase retention and encourage staking.

This will drive continuous engagement and strengthen the protocol’s ecosystem.

A Phase 1 investor who puts in $5,000 at $0.01 will have $17,500 in value at the current Phase 6 price of $0.035.

A Phase 6 investor who puts in $10,000 will have $17,150 worth of tokens at the Phase 7 benchmark of $0.04, which is a 50% increase from the current price.

According to crypto predictions, these examples show that MUTM could do better than bigger crypto coins in short-term tactical trades.

Bitcoin (BTC) will provide you stability, Ethereum (ETH) will give you basic utility, and Mutuum Finance (MUTM) will give you tactical alpha.

About 60% of Phase 6 will be sold, and Phase 7 will start at $0.04 soon. This trio is perfect for traders who want to find a balance between stability and upside toward the end of October.

Getting in early on MUTM will provide you access to its growth path, lending utility, and demand driven by buybacks.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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