Bitcoin (BTC), climbing toward $117,000, has been a defining moment for the market, drawing in headlines and sparking celebration across the crypto community.

Yet, while the world’s largest digital asset attracts attention, it is also showing signs of profit-taking from large holders.

For smaller investors looking at crypto charts and crypto predictions, this moment highlights an old truth: entering Bitcoin (BTC) at its highs rarely delivers the same upside as spotting the next breakout project early.

Increasingly, analysts are turning their attention toward Mutuum Finance (MUTM), an affordable presale altcoin with the structure, roadmap, and incentives to stand out as a genuine million-dollar candidate.

Mutuum Finance (MUTM) is currently in Phase 6 of its presale, priced at just $0.035 per token.

Over $16 million has already been raised, with more than 16,450 holders participating and 44% of the 170 million tokens allocated for this phase sold. Investors are now eyeing the looming Phase 7 increase, where the price will rise by 15% to $0.040.

For those who feel priced out of Bitcoin (BTC)’s current run, this stage offers an entry point that is both accessible and time-sensitive.

The foundation of Mutuum Finance (MUTM) is a stablecoin pegged to $1 through a disciplined mint-and-burn model.

The stablecoin will only be issued when users borrow against collateral, ensuring that every unit in circulation is fully backed. When loans are repaid or liquidated, the supply will contract automatically, tying circulation directly to platform activity.

Governance will adjust borrowing interest rates to keep the peg steady: raising them when the stablecoin dips below $1, and lowering them when it trends above.

Arbitrage opportunities will encourage traders to keep the peg aligned, while automatic liquidation systems will secure solvency during volatility.

For investors analyzing new crypto coins with a focus on sustainable design, this model ensures that demand for the stablecoin is built into the borrowing process, supporting long-term adoption rather than relying solely on speculation.

Mutuum Finance (MUTM) has more than just a stablecoin mechanism; it also has staking incentives to encourage people to stay involved for a long time.

Depositors get mtTokens that show how much of a liquidity pool they own. They can then stake these tokens to get MUTM incentives.

To add even more value, the platform’s profits will be used to buy back MUTM tokens on the open market, which will subsequently be given to stakers.

This method makes sure that the rewards for people who are dedicated to the ecosystem rise along with the number of people who use the platform.

The project will use Chainlink oracles as its main source for price discovery, with fallback oracles and decentralized exchange time-weighted average prices as backups.

This will protect both lenders and borrowers. This multi-layered method will give reasonable collateral valuations even when the market is stressed, which would lower systemic risks.

The roadmap shows how Mutuum Finance (MUTM) will grow in four main stages.

The first things that were done were starting the presale, doing external audits, and marketing. Right now, people are working on developing contracts, designing the front end, and calibrating risk parameters.

In the future, Mutuum Finance (MUTM) will go through beta testing, become ready for listings on exchanges, and have final audits before it goes online.

The last step will turn on MUTM claims, make the protocol available to the public, and add sophisticated functionality and relationships with institutions across several chains.

Security and trust anchors support this idea. The project is being checked by CertiK, which is employing both manual review and static analysis. It got a Token Scan Score of 90 and a Skynet Score of 79.

The most recent audit timeline has been pushed out to May 20, 2025. In addition, there is a $50,000 bug bounty program that will pay community members for finding security holes.

Rewards will range from $200 for minor problems to $2,000 for major problems. A $100,000 giveaway campaign that gives ten winners $10,000 each in MUTM tokens is another approach to get people involved in the community.

Mutuum Finance (MUTM) is gaining momentum before its full launch, with over 12,000 social media followers currently involved.

The stats say a lot to people who are interested in crypto forecasts. During Phase 1, an investor bought tokens for $0.01 and currently possesses tokens at $0.035, which is a 250% increase just from the presale.

The ultimate presale price was $0.06, which means the same amount will be worth six times as much before trading on the exchange ever starts.

At the current Phase 6 price, a $3,000 investment buys 85,800 tokens.

When the presale hits $0.06, the allotment will already be worth $5,150, and it is likely to go up even more after it is listed on tier-1 exchanges like Binance, Coinbase, and KuCoin.

Bitcoin (BTC) is on its way to $117,000, which is only another chapter in its long saga. The story of Mutuum Finance (MUTM), on the other hand, is still in its early stages.

Analysts are becoming more and more sure that MUTM has what it takes to become this cycle’s next million-dollar candidate.

It features a stablecoin-driven utility, staking and buyback mechanics, a strict security framework, and a presale scheme that rewards early buyers.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post BTC faces profit taking near $117K, but analysts prefer an altcoin that could be the next million-dollar candidate appeared first on Invezz

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