On May 21, 2025, the price of Bitcoin (BTC) surged 0.64% to a new record of over $107K per coin.

Various factors have converged to push up the price of Bitcoin (BTC), including macroeconomic tailwinds, massive ETF inflows, and corporate purchases.

Amid this bullish momentum, it might be the perfect time to capitalize on projects that could offer more bang for your investment, such as Mutuum Finance (MUTM).

Rarely do projects so complete in their development, and conceptualization as Mutuum Finance (MUTM) appear in the crypto sector.

The project covers all existing pain points that face current DeFi projects, while also introducing new and innovative features that could revolutionize DeFi for the better.

One of its standout features is the dual lending mode, which incorporates both P2P and P2C. Under P2P (Peer-to-Peer), lenders can lend tokens with low liquidity, such as meme coins like DOGE.

This mode allows lenders and borrowers to engage in direct negotiations, where they can set the loan duration, interest rate, and partial fills.

The upside is that lenders could potentially access higher yields while helping to boost protocol participation.

The other mode is P2C (Peer-to-Contract), where assets are deposited in pools governed by audited smart contracts.

For instance, a user can opt to deposit $800 worth of ETH in one of these pools. They will then receive annual percentage yields based on the pool’s utilization.

Borrowers can take over-collateralized loans from these pools, whose interest rate rises as utilization rises.

Over time, the rising rates discourage borrowing, while encouraging more lenders to sign up. The result is that it creates a self-stabilizing loop of capital efficiency.

When lenders use the P2C mode, they get mtTokens in exchange for their assets.

These tokens represent both the interest and principal amount.

The tokens can also be used as collateral for borrowing assets, and can be traded on secondary markets since they conform to the ERC-20 token standard.

Both modes are governed by smart contracts whose security has been verified via comprehensive audits.

The entire ecosystem is on the verge of going live, with the presale phase of the tokens currently in phase 5.

At the current time, all tokens are going for $0.03 per token, with plans to increase the price to $0.035 in phase 6.

In short, everyone could be part of this revolutionary ecosystem at the low entry point of just 3 cents.

To further bolster the attractiveness of Mutuum Finance (MUTM), the team behind this innovative project plans to launch a decentralized stablecoin.

One standout feature of this stablecoin is that it will be powered by multi-asset collateralization.

Traditionally, DeFi systems create stablecoins backed by single-asset vaults. In these vaults, each collateral type exists in a silo.

For Mutuum Finance (MUTM), a basket of assets will be used to mint stablecoins.

This will be a pre-approved list of assets that can be used as consolidated collateral. Since multiple assets can back one borrowing position, it will ensure the value of the stablecoin is backed by a diverse asset base.

For stablecoin users, the borrowing process will be simplified, and easy to navigate.

They will supply collateral to the protocol, and use it to borrow the stablecoin. It helps to boost flexibility, when it comes to managing price movements.

When debt is backed by an array of assets, it can allow them to top up their assets without having to close a position.

This will create the gold standard for decentralized stablecoins, further helping to cement the position of Mutuum Finance (MUTM) within the greater DeFi ecosystem.

During periods of upward price movement, the crypto sector attracts a lot of capital, as more people pay attention to the sector.

It often leads to a renewed interest in new utility-based projects that show promise.

By getting into Mutuum Finance (MUTM) now, while the price is at a low $0.03, you can benefit from the coming surge in interest in MUTM tokens and triple or quadruple your potential payout.

With MUTM tokens, the future of finance could be part of your future too.

Thus far, over $9,2 million has made its way into the presale, which is a fraction of the potential capital influx that will enter the crypto markets in the coming weeks.

With the team feverishly working to list MUTM on as many public exchanges as possible, this could be the perfect vehicle to ride the BTC bull run wave.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuumfinance.app/

Linktree: https://linktr.ee/mutuumfinance

The post With BTC set to hit a new ATH, MUTM is the perfect project to bet on  appeared first on Invezz

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