2018-7-22 13:10 |
Ripple’s Ultimate Goal Is To Give Everyone On Earth Send Payments In A Matter Of Seconds
Ripple’s global payments specialist Cassie Craddock said Ripple’s long-term goal is to spread the company’s proprietary technology through banks and payment platforms on a massive scale.
At the Unbound 2018 conference in London she said:
“I think solving for global transactions is still a real pain-point, and I think that in 10 years from now, if Ripple is to be as successful as we love it to be, that international payment should happen in 3 to 5 seconds anywhere around the globe.”
Cassie thinks Ripple has use cases to support this. She added:
“So a guy who wants to send his child money from Asia to the UK because he needs some rent, for students, that is a real-life use case that we do today, and we can offer real-time settlement and transaction within 3 to 5 seconds. I think if we can do that on a global scale, which is Ripple’s vision, the banking sector, and financial services as a whole – they’ll be on to a real winner there.”
The moderator of the panel, Amit Shafrir followed up with a question about the need for banks. In a diplomatic manner, she replied:
“I think the reality is that we’d be unrealistic and a little bit naive to say that transactions would never go via the banks. You could use a digital asset to send transactions in real time anywhere. But people aren’t comfortable with that, and despite seeing a shift, banks will, in reality, play a part in that. So, Ripple prefers and has chosen to kind of operate and work with banks directly to solve a real pain-point, which is around sending international payments.”
When asked about if Ripple enjoys first movers advantage which still gives it an advantage over ethereum, she replied:
“Ripple has really focused on a specific use case, whereas Ethereum has tons of use cases. People use it for all sorts of things, whereas we’ve been really focused on solving for banks and financial institutions. So I think that’s why you’ll see Ripple’s technologies take off.”
The entire panel discussion Amit Shafrir (Founder & CEO – Quiv), Benedetta Arese Lucini (Co-Founder & CEO – Oval Money), Cassie Craddock (European Lead – Ripple), Darren Upson (Vice President, Small Business Europe – Soldo) and Paul Lack (CEO – MET Facilities) is available on Unbound’s channel on YouTube.
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