As the much-anticipated Q4 rally gathers momentum, the SUI coin and XRP Ripple are promising investment opportunities. Digitap ($TAP), among the low-cap gems of 2025, also makes this list of the best cryptocurrencies to invest in for life-changing gains. 

The Fed’s rate cut and the easing of China-US trade tension are expected to usher in a full-blown altseason. While SUI and XRP are poised to surpass previous highs, $TAP, as an emerging cryptocurrency and a low-cap coin, should be watched for explosive gains. Further, as the world’s first omni-bank, its upside potential is staggering. 

While XRP and SUI promise modest gains, Digitap is quickly becoming a go-to for life-changing returns. Notably, its smaller market cap sets the stage for a bigger leap. More importantly, its innovative solution in the cross-border payments market positions it as this year’s best cryptocurrency investment. 

Dubbed the future of money, Digitap allows users to spend crypto like cash. It integrates the power of Visa, the ease of Apple Pay and Google Pay and the radical privacy of no-KYC. Further, it blurs the line between cash and crypto by allowing users to hold multiple assets and spend from one unified balance—the world’s first omni-bank. 

Given its future transformation of the payments industry, its utility coin, $TAP, is considered heavily discounted at $0.0194 in its second presale round. The short-term gain during the ongoing presale, like the expected 38% jump to $0.0268 in the next round, is driving FOMO. However, the projected 35x gain in Q4 makes it arguably the best crypto to invest in long-term—a promising wave not to miss. 

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The SUI coin recorded a 4% gain over the past seven days. At the time of writing, the Layer-1 coin hovers above $2.5, racing towards a breakout above $3.6, its monthly peak price. 

Revisiting this level may set the stage for price discovery, positioning it among the best altcoins to invest in. Moreover, with over $3.8 billion in weekly DEX volume, the SUI coin price surpassing its all-time high of $5.3 cannot be ruled out, especially during the peak of altseason. 

Specialone0007, a crypto analyst on X, is optimistic that the SUI coin will reach $10. Once money starts flowing into altcoins, the Layer-1 coin can surpass previous highs, they added. 

XRP Ripple is another promising altcoin to stockpile ahead of the much-anticipated Q4 bull run. The XRP price increased by 7% on its weekly timeframe, revisiting the $2.6 level. With a breakout above its all-time high of $3.8 set to send it into price discovery, it is among the best cryptos to buy now. 

Javon, with a 58,000 follower count on X, targets $9.9 during XRP’s next leg up after identifying similarities with previous bull runs. They believe XRP Ripple may soar even higher than this, highlighting bullish investor sentiment. 

Meanwhile, according to an older XRP Ripple price prediction made by MCSolarWind, the altcoin reaching $7.20 may push it above ETH in market size. The potential approval of an ETF by the SEC and continuous institutional adoption may serve as a bullish catalyst. 

To make the most of Q4’s rally, experts suggest backing the SUI coin, XRP Ripple and Digitap. While the first two altcoins are tipped to reach the $10 mark, $TAP is set for a 35x gain in Q4 as an emerging cryptocurrency. Amid bold experts’ forecasts, early funding has surpassed the $1 million milestone, highlighting massive interest among retail and whale investors. 

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

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