Dogecoin (DOGE) used to be the center of attention, thanks to memes and tweets from Elon Musk, but its growth has slowed.

Now, there is evidence that DOGE whales are turning their attention to decentralized finance. People who watch crypto charts have seen that big holders are no longer just stacking meme currencies.

They are also starting to look into utility-driven projects that have the potential to develop over time. People are guessing that Mutuum Finance (MUTM), a token that costs less than $1 and is now in presale, would hit $1 faster than DOGE did when it first broke out.

In a world where news stories about crypto crashes are routine, the key question is no longer whether meme currencies will bounce back but whether new tokens are poised to grow in value.

If you’re wondering if crypto is a solid investment right now, the answer is more and more related to projects that have genuine mechanics, institutional-grade audits, and plans for getting regular people to use them.

That’s why the buzz about Mutuum Finance (MUTM) has developed so quickly.

The presale is already getting more popular. Phase 6 has brought in $15.5 million, with 35% of the tokens sold and more than 16,200 holders taking part.

The entry is still open at the current price of $0.035, but it won’t be for long. When Phase 7 starts, the price will automatically go up by 15%, giving those who bought earlier an instant profit.

A comprehensive CertiK audit, a $100,000 community giveaway, and a $50,000 Bug Bounty program have also helped people feel more secure.

This mix of openness and eagerness has laid the groundwork for a robust retail push.

Mutuum Finance (MUTM) is strong because it combines easy access for regular people with DeFi mechanisms that create long-term demand.

When the platform goes live, it will also open its beta version, which will let users borrow, lend, and use its stablecoin features right away.

This early access makes sure that the excitement from the presale isn’t just hype, but is instead directly used to get people to use the product.

Meme coins only depend on the mood of the community, whereas Mutuum Finance (MUTM) is made for real-world uses.

The way it works for borrowing and lending lets users make money without doing anything, which ties token growth to genuine user activity.

The Enhanced Collateral Efficiency scheme will help stablecoin holders borrow more safely, which will lead to more transactions and more money for the protocol.

The buy-and-distribute system is another unique characteristic. Every time money is made via lending or borrowing, some of it will go to buying MUTM on the open market and giving it away again.

This generates a loop of buying that keeps going, lowering sell-side liquidity while rewarding active consumers. When you add in the project’s financial reinforcements, these mechanics make a demand engine that doesn’t rely on hype cycles.

The goal price of $1 from a starting position of $0.035 means an increase of about 2800%, but the reasoning behind it is based on organized growth instead of wild conjecture.

First, projected listings on major exchanges like Binance, KuCoin, and Kraken will make it easier to buy and sell right away, and make it easier for more people to see it.

That stage alone should cause a tenfold increase. Next, when people start using the platform in real time, live beta uptake and retail-driven borrowing activity will cause another 10x rise.

Finally, the buyback and staking loop will keep this upward trend going, putting pressure on the token’s demand and building trust in long-term profits.

This kind of planned upside is appealing to whales who have already bet on DOGE. The rise of DOGE was predicated on cultural hype, but Mutuum Finance (MUTM) has ways to link price increases to platform revenue and ongoing user involvement.

The fact that bigger investors are getting into DeFi shows that this upside is real, not just a guess.

The timing is right because DOGE’s surge is over, and retail traders are looking for the next crypto investment.

There is a strong case to be made that Mutuum Finance (MUTM) will not only approach $1 but do so faster than DOGE ever did, thanks to the presale momentum, audit-backed credibility, and clear roadmap.

The window of $0.035 in Phase 6 is closing rapidly, and the price will go up in the next phase.

When traders are unsure if crypto is a good investment in 2025, it’s easier to see the answer when they look at where whales are moving. DOGE had its time in the spotlight, but now it’s DeFi’s turn, and Mutuum Finance (MUTM) is in the lead.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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