Decentralized finance is again gaining momentum, and Mutuum Finance (MUTM) has quickly become one of the most watched presale tokens in this sector. 

Pepe (PEPE) surged 8.2% in 24 hours, reaching ~$0.00001132, capitalizing on meme coin momentum, per CoinGecko data.

The rally, driven by a 28.5% trading volume spike to $961 million, follows Binance.US’s listing and removal of the “Seed Tag,” signaling reduced risk perception.

On-chain data shows a whale withdrawing 2 trillion PEPE, boosting confidence, though a 13.91% weekly dip reflects volatility. 

Technical indicators, with an RSI at 60 and a cup-and-handle pattern, suggest a potential 25% climb to $0.000014, with resistance at $0.00001214.

Despite lacking utility, PEPE’s 1,764% yearly gain and $4.75 billion market cap highlight strong community support.

However, 48% of holders being short-term adds sell-off risk. Posts on X note PEPE’s breakout potential, but competition from newer meme coins like Little Pepe could cap gains.

Unlike meme-driven plays, Mutuum Finance (MUTM) is being built to operate with two core income layers built into its ecosystem: stablecoin lending through its P2C (Peer-to-Contract) pools and interest-accruing mtTokens.

These features allow users to actually earn yield in real time, not just speculate on price.

Here’s how it works: when users deposit assets such as AVAX into a P2C pool, they retain full exposure to their original token while generating APY that automatically compounds.

For example, a $2,000 AVAX deposit into Mutuum Finance (MUTM)’s lending pools will earn 9.8% APY without needing to sell the asset.

The return is fueled by borrowers who lock collateral to access funds from the same shared pool. Since lending rates are algorithmically adjusted based on pool utilization, the system remains self-regulating and capital-efficient.

Lenders aren’t the only ones earning yield. Once users receive mtTokens (like mtAVAX or mtUSDT) after depositing into the platform, they can stake these tokens into designated smart contracts.

Staking mtTokens adds a second revenue layer: MUTM token rewards. These rewards aren’t arbitrarily minted—instead, they are purchased back from the open market using the protocol’s revenue, offering long-term sustainability and market support.

Mutuum Finance (MUTM) has a third innovation lined up: a decentralized stablecoin that will enter circulation through overcollateralized loans.

Minting will be pegged 1:1 to the USD and tied directly to asset-backed borrowing, while burning will occur on repayments. This system is designed to maintain a $1 peg without relying on centralized reserves.

Mutuum Finance (MUTM) Finance is currently in Phase 1 of its roadmap, with most of the foundational tasks already completed.

As it prepares to enter Phase 2—’Building’—the focus will shift toward core smart contract development, DApp front-end and back-end construction, and implementation of advanced features.

These steps will pave the way for Phase 3—’ Finalizing’—which includes beta testing, security audits, and preparation for launch.

The final Phase 4—’ Delivering’—will see the full mainnet deployment, token listings, and expanded platform features, completing Mutuum Finance (MUTM)’s vision of a comprehensive and secure DeFi ecosystem.

Currently in Phase 6 of its presale, Mutuum Finance (MUTM) is priced at $0.035, with 10% of the 170 million token allocation already sold and over 14,800 holders onboard.

The presale has now raised more than $13.9 million. With the next phase priced at $0.040, a 15% jump is imminent, creating urgency for investors aiming to lock in a lower entry point before listing.

Mutuum Finance (MUTM)’s presale stages have already rewarded early participants handsomely. Investors from Phase 1, who swapped assets like Ethereum (ETH) or Solana (SOL) at just $0.01 per MUTM, are now sitting on 3x returns.

With the listing price set at $0.06, Phase 6 buyers at $0.035 stand to gain over 70% upon launch, without factoring in any additional upside post-listing.

Mutuum Finance (MUTM) has also secured a high-level security profile through its partnership with CertiK. The protocol boasts a Token Scan score of 95 and a Skynet score of 78. In addition, a $50,000 bug bounty is currently live to further harden the codebase.

Community traction is growing fast as well, with over 12,000 followers on Twitter and a $100,000 giveaway campaign currently active, where 10 lucky users will receive $10,000 worth of MUTM tokens.

As retail euphoria in meme coins fades just as fast as it rises, projects like Mutuum Finance (MUTM) are building to offer a compelling long-term value proposition.

Meme coins offer moments. Mutuum Finance (MUTM) offers mechanisms. From algorithmic lending pools to mtToken staking, and from stablecoin minting to revenue-backed buybacks, the foundation is being laid for a serious DeFi player.

While the meme crowd chases the next 8.2% candle, forward-looking traders are securing future yield, ecosystem utility, and pre-listing upside with MUTM.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Meme coin rout drives traders to DeFi as Pepe gains 8.2% with huge volume appeared first on Invezz

79 +