Bitcoin (BTC) staying around the $110,000 level has created a sense of stability in the wider market.

With crypto prices today showing less volatility than in the past few months, investors are searching for projects that combine yield, scalability, and growth potential.

The spotlight is shifting toward Mutuum Finance (MUTM), a protocol that will use borrowing demand to channel revenue into buybacks and staking rewards. For those investing in crypto with a focus on asymmetric upside, the current presale stage is beginning to attract growing attention.

Bitcoin (BTC) stabilized at ~$110,000 as of August 27, 2025, with a 24-hour trading volume of $45 billion, following a volatile week.

The price hold comes after $800 million in liquidations, with $450 million in long positions wiped out, driven by macro pressures like US tariffs and a hawkish Federal Reserve outlook. 

Technical indicators show BTC testing $110,000 support, with RSI at 44 and resistance at $112,000. Despite $2.7 billion in weekly ETF inflows and whale accumulation of 19,800 BTC ($2.2 billion), sentiment remains cautious.

A break above $112,000 could target $116,713, but a drop below $110,000 risks $105,000. Social media reflects mixed sentiment, with some anticipating a rebound after key economic events.

Mutuum Finance (MUTM) will operate on a dual model of peer-to-contract (P2C) and peer-to-peer (P2P) lending. In the P2C model, a user who deposits $18,000 in BUSD at 13% APY will receive mtBUSD tokens, earning $2,350 annually.

These receipts will grow in value as interest accrues and will always be backed by on-chain liquidity. Borrowers will also find clear advantages.

For example, a SOL holder posting $16,500 at 72% loan-to-value will unlock $12,000 while still keeping exposure to price appreciation. 

In the P2P segment, a lender will be able to set custom terms, such as offering $4,000 worth of TRUMP tokens at 12% APY for 40 days, with partial fills possible and risks isolated from the main liquidity pools.

Alongside these mechanics, Mutuum Finance (MUTM) will introduce a decentralized stablecoin designed to stay pegged at $1.

The token will be minted when collateral-backed borrowing occurs and burned when loans are repaid or liquidated.

Governance will adjust interest rates dynamically to help defend the peg, while strict issuer caps will ensure no single entity has excessive minting power.

Arbitrage between markets will further stabilize the price, giving institutions a reliable tool in an environment where stability and transparency are highly valued.

The roadmap is also structured for progressive delivery. The early phases have focused on presale initiation, audits, and community growth. Phases 2 and 3 will advance contract development, demos, and compliance alignment.

At Phase 4, Mutuum Finance (MUTM) will launch live, with the beta expected to go public at the same time as the token listing.

This timing means early participants will see borrowing and lending begin to generate buyback flow almost immediately, with mtToken stakers earning MUTM that is repurchased on the open market.

The presale of Mutuum Finance (MUTM) is now in Phase 6, with tokens available at $0.035. So far, approximately $15.04 million has been raised, with 28% of the supply sold and over 15,800 holders.

The total supply stands at 4 billion tokens, with the next Phase 7 scheduled to lift the price to $0.040. The project has already completed a CertiK audit, receiving a Token Scan score of 95 and a Skynet score of 78, giving institutions and retail investors confidence in the code quality.

In addition, a $50,000 bug bounty program has been announced, with rewards scaling based on severity, alongside a $100,000 giveaway that will distribute $10,000 to each of 10 winners. The social base continues to expand, with more than 12,000 followers on X.

This presale structure will appeal to larger players looking to hedge market exposure while earning a consistent yield. The buyback-to-staker model is straightforward: platform revenues will purchase MUTM from exchanges and distribute it to mtToken stakers.

This deterministic feedback loop will provide transparent returns, which is exactly the type of mechanism that institutions prefer over less predictable systems.

Mutuum Finance (MUTM) is increasingly being discussed in the same breath as larger infrastructure plays. While some are watching the launch of any crypto ETF, others are looking at how protocols like this will generate real on-chain yield.

With crypto prices today holding steady and Bitcoin (BTC) acting as an anchor, the logic is clear: hedging long exposure with a yield-focused token at $0.035 is an opportunity that will not last long.

Phase 6 is already more than a quarter sold, and once it turns to $0.040, the ROI profile will shift sharply.

Investors who act now will not only secure access to presale pricing but will also align themselves with the roadmap delivery that will put stablecoin issuance, mtToken staking, and buyback-driven rewards into motion.

The window to accumulate Mutuum Finance (MUTM) at $0.035 is closing, and as institutional flows grow, demand will only accelerate.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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