Being built around risk-managed lending, real-yield mechanics, and a stablecoin-based revenue loop, Mutuum Finance (MUTM) is shaping up to be the lean, purpose-built protocol the next bull cycle needs.

AVAX rode a wave of speculation during its early growth phase. But where it once drew attention for raw speed, Mutuum Finance (MUTM) is now standing out for something more durable: utility with built-in value.

Instead of relying on inflationary incentives or vague promises, MUTM uses real lending mechanics through a DeFi-native Peer-to-Contract (P2C) model.

This structure allows users to deposit stablecoins and blue-chip assets like ETH and earn passive returns via smart contracts. On the other side of the equation, borrowers will be able to lock collateral—say, AVAX or LINK—at up to 75% LTV and unlock stablecoins like USDC.

That balance between capital efficiency and platform integrity is exactly what makes the system appealing to both conservative lenders and active DeFi users.

For those seeking higher returns, Mutuum Finance (MUTM) will also offer Peer-to-Peer (P2P) functionality, where users can define their own terms for borrowing and lending.

By designing a lending ecosystem that serves both sides of the market, MUTM steps into a category that’s not only sustainable but also revenue-generating—something few projects in

AVAX’s early days offered.

The interest in Mutuum Finance (MUTM) isn’t just theoretical—it’s being confirmed in the numbers. The project is currently in Phase 6 of its presale, priced at just $0.035.

More than $14 million has already been raised, and 10% of the 170 million token allocation for this phase is already committed.

With a listing target of $0.06, investors entering now are positioning for immediate upside, and those projecting further growth are looking at returns well beyond that.

The audit credibility further strengthens confidence. CertiK’s 95 Token Scan and 78 Skynet scores reflect a project that’s not only secure but also built with transparency in mind.

On the marketing front, the $100,000 MUTM giveaway is driving rapid community engagement, with over 12,000 Twitter followers onboard. These numbers suggest not just hype, but a growing base of holders and backers before the token even hits exchanges.

What’s attracting market analysts is the infrastructure Mutuum Finance (MUTM) is preparing for post-launch.

Upon listing on top known exchanges like Binance, KuCoin and MEXC, the platform plans to launch with a Beta version of its core dApp, giving users immediate access to lending and borrowing functions.

But the real edge lies in its Layer-2 integration. This will allow for cost-efficient, high-speed transactions, removing the barriers that slowed DeFi adoption during the last cycle.

One analyst, who gained a following for accurately forecasting SOL’s 2021 run, is now projecting a $2 target for MUTM in the next cycle.

His rationale: a clean token model, immediate product-market fit, and a DeFi roadmap that aligns with what serious investors actually want—capital growth with real utility.

The performance trajectory for early backers is already notable. One investor who exchanged $5,000 worth of AVAX in Phase 1 for Mutuum Finance (MUTM) tokens at $0.01 is now sitting on approximately $17,500, just based on current Phase 6 pricing.

With a listing at $0.06, that same position scales to $30,000. And with projections aiming for $2, this investor stands on track for a 200x gain.

In a market where large caps like BTC and ETH are showing slower growth, early-stage projects like Mutuum Finance (MUTM) are beginning to draw capital rotation from whales seeking fresh momentum.

It’s a classic cycle shift: from consolidation in majors to growth in high-upside, fundamentally sound assets.

With 90% of Phase 6 tokens still available but a 15% price increase set to kick in at Phase 7, the window for discounted entry is rapidly closing.

Just as AVAX surprised early investors in 2021, Mutuum Finance (MUTM) is now emerging as the token to watch in the upcoming cycle. Smart money doesn’t wait. It moves before the breakout.

As the market begins to rotate and traders hunt for the next narrative, the spotlight is moving toward protocols with real utility, revenue potential, and a clear product vision.

That spotlight is now on Mutuum Finance (MUTM)—and it’s only getting brighter.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post From $0.035 to $2? Why some predict MUTM could outrun AVAX in 2025 bull cycle appeared first on Invezz

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