This impressive growth reflects growing investor confidence in Mutuum Finance (MUTM)’s innovative lending and staking models ahead of its upcoming beta launch.

Mutuum Finance (MUTM) is preparing to launch a unique mtToken staking system that will be deeply integrated into its smart contracts. Once the beta platform goes live, users who lend stablecoins like USDC will receive mtTokens—such as mtUSDC, in 1:1—that begin accruing interest automatically.

For example, lending $9,000 USDC at a projected 13% APY could eventually yield $1,170 annually.

Looking ahead, these mtTokens will also become eligible for staking in smart contracts to earn additional rewards in MUTM tokens. Unlike typical DeFi models that rely on inflationary token emissions, Mutuum Finance (MUTM)’s approach will fund MUTM rewards through open market buybacks powered by protocol revenue.

This creates sustainable buy pressure on MUTM and aligns incentives across the ecosystem.

By combining auto-compounding interest with an upcoming dual-reward system, Mutuum Finance (MUTM) is building a future-ready passive income engine for DeFi users.

Once the beta release is live, early participants will be able to fully unlock these benefits in a transparent and secure environment.

Mutuum Finance (MUTM) is developing a decentralized stablecoin designed to maintain a steady $1 value at all times.

This stablecoin will only be minted when users take out loans using collateral like ETH and will be burned automatically when those loans are repaid or liquidated.

Only designated “issuers”—approved smart contracts or users—will have the ability to mint the stablecoin, each with a specific cap to limit risk and ensure system stability.

The borrowing interest rate for this stablecoin won’t fluctuate with market supply and demand. Instead, it will be governed directly by Mutuum Finance (MUTM)’s DAO to help keep the price anchored near $1.

If the stablecoin rises above $1, the interest rate may be reduced to increase borrowing. If it falls below $1, rates could rise to slow demand.

Arbitrage opportunities will naturally assist in keeping the price stable. All loans will be fully overcollateralized, with automatic liquidations triggered to maintain protocol health.

Security is paramount for Mutuum Finance (MUTM), with overcollateralization and a Stability Factor that sets liquidation thresholds to protect lenders from market fluctuations.

The platform’s robustness is further confirmed by a CertiK audit scoring 95 on Token Scan and 78 on Skynet, reassuring users of the protocol’s reliability.

Phase 6 of the MUTM presale has just begun at $0.035, with around 5% of this Phase’s token supply sold so far. The project has already raised over $13.6M and gathered a strong community of more than 14,300 holders.

Alongside the audit, Mutuum Finance (MUTM) is incentivizing participation with a $100,000 giveaway split among 10 early supporters, as well as a $50,000 bug bounty program covering all four severity tiers to maintain security.

To illustrate the opportunity, an investor who purchased $7,000 worth of MUTM swapping SOL tokens at the Phase 1 price of $0.01 is now holding assets valued at $24,500 at the current Phase 6 price.

Once MUTM reaches its anticipated post-launch target price of $3, this investment will soar to $2,100,000 — a stunning 300X increase within a year.

The next presale phase will jump to $0.040, marking a 15% price increase, signaling a critical moment for potential buyers to act.

Mutuum Finance (MUTM)’s forward-thinking combination of sustainable staking, secure borrowing, and a community-driven governance model positions it as a standout DeFi project just as Ethereum (ETH) upgrades promise to revitalize the ecosystem.

The current momentum and imminent beta launch make joining at $0.035 an opportunity to own a promising token before its value escalates further.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

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