DeFi tokens like AAVE (+8%) and UNI (+7%) gain from Ethereum (ETH)’s $64B TVL surge. Meme coins like SHIB and DOGE may lag as funds favor fundamentals.

However, US-BRICS trade tensions could cap gains, risking volatility if ETH corrects to $2,900.

Ethereum (ETH) just crossed the $3,100 mark, sending a strong signal that bullish momentum has returned to the crypto markets.

As investors prepare for the next leg of this altcoin season, many are now turning to rising DeFi projects that offer more than just price speculation.

One such project gaining serious traction is Mutuum Finance (MUTM) — currently in Phase 5 of its presale and selling fast at just $0.03 per token. With over 75% of this phase already sold, the next price jump to $0.035 is just around the corner.

So far, Mutuum Finance (MUTM) has raised more than $12.35 million, with a rapidly growing community of over 13,300 holders.

Investors who entered during the early rounds, like Phase 1 at $0.01, are already sitting on 200% gains, and the next group is lining up to capture the upside before listing.

This is the final stretch to secure the discounted price before the project transitions into its next tier, and with it, higher valuation.

What sets Mutuum Finance (MUTM) apart from the dozens of presale projects in the space is its commitment to building a real-use-case protocol designed to deliver utility from day one of launch.

At its foundation, Mutuum Finance (MUTM) is preparing to introduce a decentralized lending platform that combines both peer-to-contract (P2C) and peer-to-peer (P2P) models, giving users greater control over how they earn or borrow crypto assets.

In the upcoming P2C model, users will be able to lend large-cap tokens like ETH, AVAX, SOL, LINK, and stablecoins into decentralized liquidity pools, earning variable interest based on pool utilization.

For example, after launch, a deposit of 500 AVAX (worth around $10,000) into a pool offering 10.1% APY could potentially generate about $1,000 annually—a return that would outperform many centralized platforms, all while maintaining full custody of the assets.

These pools will be automated and secured through non-custodial smart contracts.

For users seeking custom loan agreements, Mutuum Finance (MUTM)’s future P2P model will allow them to negotiate terms on an individual basis.

A borrower might offer meme tokens like PEPE or DOGE as collateral in exchange for stablecoins, while the lender sets the rate, loan duration, and margin.

Each P2P contract will be isolated, ensuring that risks are contained within the individual agreement. All loans will be overcollateralized to further safeguard lender capital.

To enhance returns, Mutuum Finance (MUTM) will issue mtTokens when users deposit assets. These ERC-20 tokens will represent both the original deposit and the interest it accrues over time.

Once live, users will also be able to stake their mtTokens in Mutuum Finance (MUTM)’s designated smart contracts, unlocking dividend-style rewards.

These dividends will be funded through a fee-based buyback system that uses platform revenue to purchase MUTM tokens from the open market and redistribute them to stakers—creating a scalable passive income stream tied directly to protocol usage.

Unlike many speculative presale tokens, Mutuum Finance (MUTM) has already undergone a full audit by CertiK, one of the most trusted names in blockchain security.

The project boasts a Token Scan score of 95.00 and a Skynet score of 77.50, with all metrics based on a thorough manual review and static analysis of smart contracts.

These scores provide much-needed assurance for both retail investors and institutional participants.

To celebrate its Beta platform launch and further expand the community, the project has launched a $100,000 MUTM giveaway, which will reward 10 lucky participants with $10,000 worth of tokens.

This event is adding to the buzz, as users rush to join ahead of the next price hike.

A growing number of crypto analysts are now placing Mutuum Finance (MUTM) on their watchlists, with some estimating a listing price of $0.06 and projecting that the token could surge to $0.30 or beyond during the next bull cycle.

The combination of platform utility, staking rewards, and stablecoin mechanisms has positioned MUTM as a high-upside bet during Ethereum (ETH)’s ongoing rally.

In one standout case, an investor who entered Phase 1 with $6,000 worth of MUTM now holds assets valued at $18,000, and that number is expected to grow as the token moves through its next pricing phases.

With Ethereum (ETH) moving past $3,100 and sentiment rising, now is the time when investors are rotating gains into low-cap projects with long-term fundamentals.

Mutuum Finance (MUTM) is offering just that — a solid DeFi protocol, verified security, revenue-backed rewards, and a price that’s still at $0.03… for now.

As Phase 5 nears full capacity, this window is closing quickly. Investors waiting for confirmation may find themselves buying at higher levels. The next step is clear: accumulate before the 20% increase to $0.035 goes live.

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

The post Ethereum hits $3,100, but 75% of this $0.03 altcoin is gone — next price jump near appeared first on Invezz

182 +