Polygon (POL), previously called MATIC, is one of the leading layer two Ethereum (ETH) scaling solutions.

The project offers scalable DApps at low fees and high speeds. Additionally, it offers full Ethereum (ETH) compatibility.

Despite recent upgrades, POL has struggled to find growth in July 2025.

One of the reasons for this is that the entire crypto market is going through a period of consolidation.

Additionally, Polygon (POL) continues to face stiff competition from the rest of the market.

Amid this challenging environment, analysts have pointed out that Mutuum Finance (MUTM), a new entrant in the DeFi sector, could overtake POL when it comes to actual gains.

Following this advice, investors have been pouring capital into the project and are looking forward to making massive returns. Let us examine why the MUTM tokens could be your best crypto buy of 2025.

Mutuum Finance (MUTM) is currently in phase 5 of the presale, where tokens are going for $0.03, which is a 200% increase from the $0.01 listing price.

So far, the presale has raised over $11.7 million from around 12,700 unique buyers.

The optimism around the MUTM tokens has seen 60% of the tokens set aside for phase 5 sell out barely a month after they launched.

One of the main drivers of this fast pace in phase 5 is the 50% discount available to buyers.

In phase 6, the token price will go up by 16.67% to $0.035, which will wipe out this massive discount.

If you act fast enough, there is still a chance to benefit from it.

According to the latest projections, the price of MUTM tokens could go up by 4300% when they go live.

For ordinary buyers, that means a $1600 purchase in the presale today could grow to over $68,000.

Since there is no limit on how much you can invest, this massive return could be even bigger depending on how much you place in the current presale.

One of the reasons why analysts are so optimistic about the future of MUTM tokens is the upcoming crypto rally.

As with all past rallies, prices in the cryptocurrency market tend to rise in waves.

For instance, recent forecasts project that Bitcoin (BTC) could climb to $200k in the upcoming rally.

While that might be impressive for an institutional investor who invests $1 million, for a retail buyer who places $1,000 into BTC, that would only translate into around $2,000.

The best way to capitalize on the upcoming rally is to invest in a promising presale project like MUTM, where returns could be 43x or higher.

Another reason for the optimism around MUTM tokens is the buyback and distribution program.

The Mutuum Finance team plans to purchase MUTM tokens off the open market and distribute them to stakers in the safety module.

These purchases will help to sustain growth for MUTM tokens, which will attract new buyers.

It will also attract new users to the protocol, which will increase the protocol revenue available for buybacks.

Consequently, it will create a self-sustaining loop of upward movement.

Mutuum Finance is also CertiK-audited, which has helped to boost trust in the ongoing presale.

The project has received a Token Scan Score of 95 from CertiK, which signals that this is a trustworthy investment. In the crypto market, trust is at a premium, and Mutuum Finance has the certification to back it.

Mutuum Finance (MUTM) has partnered with CertiK on a $50,000 giveaway, where they will offer rewards to security experts for helping to secure the ecosystem.

In this program, security experts will be given rewards via a four-tier system when they present accurate bug reports to them.

The tiers are critical, major, minor, and low.

Security experts will be rewarded based on the level of the vulnerability they help to identify.

That will motivate them to hunt for the most pressing bugs that could affect the long-term functionality of the ecosystem. 

Over 60% of the tokens set aside for phase 5 have been sold out, and at the current pace, they will all be sold out by the end of July.

The price of MUTM tokens will increase significantly in phase 6, which means this is the time to get your tokens before the price goes up by double digits. 

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com/ 
Linktree: https://linktr.ee/mutuumfinance

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