2025-9-17 05:26 |
When meme coins were all the rage in 2021, SHIB’s meteoric rise, which saw it rise more than 300 times in only a few months, was one of the most talked-about tales.
That surge was all hype, thanks to memes and commotion on social media.
But the surge didn’t have any genuine use behind it, which is why traders frequently wonder what is going on with crypto now that might lead to such big gains, but with real fundamentals.
Analysts say that the solution clearly goes to Mutuum Finance (MUTM), a utility token that is building up to provide a comparable multiplier but with better mechanisms, more reasons to use it, and more real-world use.
From meme hype to utility growthThe SHIB rally in 2021 was a strange event that was fueled by speculation.
Investors got in because they thought other people would, but there were no built-in ways to keep demand going for a long time, so it was just a one-time thing on crypto charts.
Mutuum Finance (MUTM), on the other hand, is building its token on an ecosystem that is meant to keep demand high.
Mutuum Finance (MUTM) is a decentralized stablecoin that is linked to $1 at its core. This stablecoin will only be made from assets that are overcollateralized, like ETH, SOL, or AVAX.
There will be rigorous regulations for issuing it, and accounts will be capped, and smart contracts will be used to enforce them.
Decentralized governance will set the borrowing costs, which will change automatically to keep the peg stable.
Liquidations will happen automatically, which will keep both lenders and borrowers secure, even if the price of crypto crashes.
Mutuum Finance (MUTM) offers peer-to-peer (P2P) and peer-to-contract (P2C) loans on top of this stablecoin technology.
People will be able to borrow stablecoins against meme tokens like DOGE, SHIB, and PEPE. Others will be able to get P2C loans against blue-chip tokens and stablecoins.
This makes it appealing to a wide range of people, bringing together both serious and speculative investors into one ecosystem.
The disparity in results is obvious when you look at instances of investors. Someone who took part in Phase 1 and put up $5,000 when MUTM was worth $0.01 got 500,000 tokens.
That bag is worth $17,500 by Phase 6, when the token is worth $0.035. That’s 3.5X what it was worth before the platform was began.
If you follow that same path along the 300x path that experts expect, you will get $1.5 million. This shows how a utility-driven token can beat meme currency hype by combining genuine usage with growth potential.
The goal of Mutuum Finance (MUTM) is to be efficient as well.
Transactions will be quicker and cheaper with Layer-2 integration than with typical Layer-1 blockchains. This will make it more appealing for use in the real world.
When it first comes out, a beta version of the loan and stablecoin minting platform will already be active, which will create demand for MUTM right away as people start testing it.
Presale momentum and credibility anchorsThe presale stage of Mutuum Finance (MUTM) is moving along quickly. Phase 6 is now open, and tokens cost $0.035 each.
More than $15.85 million has already been raised, and 40% of the supply has been sold to more than 16,350 investors.
The price will go up by 15% to $0.040 once Phase 7 starts. This means that this is the last chance for investors to buy tokens at a discount before they are listed.
These reduced entry locations provide traders the best opportunity to make money on crypto investments.
The strategy for Mutuum Finance (MUTM) stresses trust and responsibility.
CertiK did an outside audit of the project and gave it a score of 90.00 on Token Scan and 79.00 on Skynet, which shows that the smart contracts are secure and the ecosystem is strong.
There is a live bug bounty program with incentives ranging from $200 for minor bugs to $2,000 for major bugs. This ensures that security improvements will continue.
In addition to this, there is a $100,000 giveaway going on that rewards people for becoming involved in the community and spreading the word.
Phase 4 of the roadmap will provide multi-chain growth, which will turn Mutuum Finance (MUTM) into a cross-network DeFi ecosystem. Along with the token listing, a beta version of the platform will be released.
This will provide rapid pressure on early users to employ the borrowing, lending, and stablecoin minting features.
Final wordsSHIB’s rise in 2021 demonstrated how quickly retail speculation can impact markets, but it didn’t really do anything useful.
Mutuum Finance (MUTM) is delivering both a token linked to a real DeFi ecosystem and a development path that experts think will lead to 300X quicker adoption than SHIB’s hype run.
MUTM is pitching itself as the greatest cryptocurrency to add to your portfolio this year.
It has already doubled the profits of early investors, has innovative lending mechanisms, and a solid roadmap supported by audits and incentives.
If you’re trying to figure out where the next big wave in crypto will come from, don’t look at meme coins.
Look at utility tokens that are based on adoption. Mutuum Finance (MUTM) is that coin. It has the potential for huge growth and a way to be around for a long time.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
The post Best crypto that should be in your portfolio, a utility token to explode 300x faster than SHIB did in 2021 appeared first on Invezz
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