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Cross-border payments have never been seamless. They’re slow, costly, and leave too many people locked out of the system — especially in developing economies.

And as online business and digital transactions grow by the day, those outdated systems are starting to show their age.

After a wild weekend in the crypto markets, some coins are already bouncing back — others, not so much. The swings were a reminder that hype doesn’t hold up forever.

What does? Real utility. In times like these, investors often turn their attention to assets with practical use, working products, and a clear place in the broader financial landscape.

That’s why we’re focusing on Digitap ($TAP), Ripple (XRP), Litecoin (LTC), Stellar (XLM), and Dash (DASH). With volatility still in the air and a renewed focus on utility, these are five coins worth watching right now.

For anyone who’s ever tried to move money across borders, the pain points are obvious.

Transfers take days, eat up fees, and often get stuck between banks.

The average remittance cost worldwide is still around 6.2% of the amount sent, according to the World Bank, and traditional systems aren’t getting faster. 

On the crypto side, things aren’t much better. While blockchain can move value instantly, the process still intimidates most newcomers — confusing wallets, complex onboarding, and unpredictable transaction fees.

Digitap ($TAP) aims to solve both problems at once.

It’s a unified money app that blends crypto and traditional finance into one clean, everyday experience. 

Users can pay online, in-store, or on mobile using Apple Pay or Google Pay, through a Visa-backed card.

The app automatically handles conversions between fiat and crypto behind the scenes, so payments clear instantly without any manual steps or waiting periods.

That simplicity is the breakthrough. Instead of switching five different apps for banking, wallets, and transfers, users get one balance that works globally.

And instead of paying 6% to send money abroad, Digitap’s sub-1% transaction framework brings those costs down to almost nothing.

Digitap’s practical use case is drawing strong traction in its ongoing presale.

With the second stage now 98% sold and funding exceeding $700,000, the following price step is already on the horizon — prompting investors to move early before yet another discount window closes.

Litecoin (LTC) is one of the oldest altcoins still actively traded — originally built as a faster, lighter version of Bitcoin.

With its low fees and short block times, it’s the most practical option for peer-to-peer payments and everyday use.

Now priced at $98.14, Litecoin has eased back just under the $100 mark after gaining more than 90% from Q1.

Market sentiment remains upbeat, with strong support from its community and traders keeping a close eye on the $100 breakout level.

It may not have the hype of newer tokens, but Litecoin’s longevity, high liquidity, and steady use case make it one to watch — especially if the market regains momentum.

XRP, the unique bridge between crypto and banks, is currently trading at $2.60 and starting to show bull signs after a quieter stretch.

Trading volumes are picking up, and the community remains active.

Much of the recent attention revolves around ETF speculation and long-running legal developments, both of which could push the token into a stronger position if resolved favourably. 

With deep liquidity and a strong presence in enterprise finance, XRP still holds weight — and it might be gearing up for another leg forward.

Stellar (XLM) was built to make moving money across borders fast, simple, and accessible — especially for those who are underserved by traditional banking systems.

Its tech is often used in real-world remittance channels and by institutions looking to bridge fiat and crypto.

Recently trading around $0.347, XLM has shown a subtle but encouraging technical breakout, moving above its 200-day moving average — a level many traders view as a momentum signal. While it hasn’t made major headlines, the sentiment around Stellar remains strong. 

Dash has always stood out for its focus on speed and usability. Initially designed for quick, low-fee transactions, it’s still used in areas where access to stable financial infrastructure is limited — and its InstantSend feature keeps it relevant for real-world payments.

After dipping below $40, Dash has rebounded impressively — now trading around $54.13, up over 40% in a matter of days. 

Bullish sentiment has picked up, supported by growing volume and renewed chatter among long-time holders.

It’s not the flashiest project in the space, but in a market that keeps shifting, Dash is quietly making the case for why reliable, fast payments still matter.

After a weekend that tested sentiment across the entire crypto market, price action is beginning to stabilize.

While some assets have rebounded quickly, others are still finding direction — a reminder of how fast sentiment can shift in this space.

Moments like these highlight the value of projects that go beyond speculation.

Digitap, with its live app, working Visa card, and ability to fluidly move between crypto and fiat, offers utility that aligns with what users need when markets turn uncertain. 

With over 98% of its current presale round filled, and a fast-growing user base engaging with the product in real time, the project isn’t waiting for the right market conditions — it’s already delivering, which makes it one of the most fascinating altcoins to watch right now.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app

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