Mutuum Finance (MUTM) is entering the spotlight at a time when investors are searching for projects with the same structural strength that powered Ethereum and Solana in their early stages.

As a presale-stage DeFi protocol, Mutuum Finance (MUTM) is building a dual lending system that will merge peer-to-contract pools for blue-chip and stable assets with peer-to-peer markets for riskier tokens. ETH & SOL’s Early Bull Runs in 2025

Ethereum (ETH) kicked off 2025 with a robust early bull run, climbing over 35% from its January open of around $3,320 to test $4,600 by mid-year, marking its first breach of that level since November 2021.

This surge, fueled by $11 billion in spot ETF inflows since July and corporate treasuries like SharpLink Gaming adding $400 million in holdings, propelled ETH to a market cap exceeding $540 billion.

Key drivers included the Dencun upgrade’s Layer-2 fee reductions, boosting daily transactions to 1.74 million and DeFi TVL to $120 billion, alongside $160 billion in stablecoin issuance.

Technicals showed a bullish flag pattern, with support at $4,500 and RSI at 55, though U.S. tariffs introduced volatility.

Solana (SOL) mirrored this momentum, rallying 50% from its January price of $150 to hit $225 by September 2025, driven by 140% DEX volume growth to $1.4 trillion and DeFi TVL reaching $14 billion.

Institutional buys, including Galaxy Digital’s $306 million acquisition, and the Alpenglow upgrade’s 100ms finality enhanced scalability, processing 30 million daily transactions at low fees.

SOL’s market cap topped $100 billion, with RSI at 66 and support at $185. Both assets benefited from pro-crypto policies and rate cut expectations, but tariff risks could cap gains at $5,000 for ETH and $300 for SOL by year-end.

The DeFi market has shown time and again that fundamental design determines long-term winners.

Meme tokens can rise and fall with a single tweet, but protocols with stablecoin adoption, dependable oracles, treasury accumulation, and token incentives tied directly to usage are positioned to withstand market swings.

This is why Mutuum Finance (MUTM) is being called one of the best opportunities in crypto investment today.

Mutuum Finance (MUTM) is currently in Presale Phase 6, priced at $0.035 per token, with approximately $16.23 million already generated and over 16,600 holders onboard.

Half of the 170M tokens allocated for this phase have already been sold, highlighting the growing momentum. The total supply of MUTM is fixed at 4B, and Phase 7 will soon raise the token price by 15% to $0.040.

To build trust with investors, the project has undergone a CertiK audit using both manual review and static analysis, achieving a TokenScan score of 90.00 and a CertiK Skynet score of 79.00, with the audit timeline requested in February 2025 and revised in May 2025.

The platform also continues to grow its community with over 12,000 followers on Twitter.

Mutuum Finance (MUTM) will enforce liquidation rules that stabilize lending positions. When collateral values fall below set thresholds, the system liquidates and applies penalties.

These penalties are distributed between liquidators and the protocol treasury, meaning that every liquidation event strengthens the project’s balance sheet.

Over time, these recurring flows will generate predictable revenue that funds staking rewards and MUTM buybacks, ensuring sustained demand for MUTM.

Alongside this, the reserve factor plays a critical role. Each borrower’s interest is partially routed into reserves, with higher-risk assets charged steeper rates.

These reserves accumulate on-chain and serve as both a safety net and a treasury for future incentives. This creates confidence for larger counterparties, paving the way for higher total value locked (TVL) once the platform launches.

Institutional adoption will be supported by Mutuum Finance (MUTM)’s robust oracle strategy.

Chainlink feeds will serve as the primary source of asset pricing, complemented by fallback feeds, aggregated sources, and time-weighted averages.

This layered approach will minimize manipulation and protect the system during volatile swings, exactly the type of reliability required to attract institutions and funds that demand stability before deploying capital.

Finally, the utilization-based interest model ensures balanced liquidity.

As borrowing demand rises, interest rates automatically increase, pulling in more lenders. Conversely, when demand drops, rates fall to encourage new borrowers.

This feedback loop guarantees that pools remain healthy while scaling fee flows that cycle back into buybacks and staking rewards.

Analysts tracking the Mutuum Finance (MUTM) project a price trajectory that takes the token from $0.035 in Phase 6 to $0.63 post-launch, a gain of 1,700%. The path is built step by step.

Once the beta goes live, borrowers will mint stablecoins while lenders stake mtTokens. Fee flows will accumulate into reserves and treasury, liquidation events will generate penalties, and the first tranche of open-market buybacks will begin. 

As expected, centralized exchange listings roll out, retail and institutional exposure will widen, Layer-2 integration will reduce costs and expand throughput, and ongoing buybacks will compress supply.

This cycle of recurring demand and lower sell pressure is what fuels the projection toward $0.63.

These triggers, combined with the trust anchors of a CertiK audit scoring 90/79, a $50,000 bug bounty, a $100,000 giveaway for community engagement, and 12,000+ active Twitter followers, give Mutuum Finance (MUTM) the credibility retail investors demand.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Analysts call MUTM one of the best cryptos to buy now for 1,700% growth, matching ETH & SOL’s early runs appeared first on Invezz

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