Mutuum Finance (MUTM) has entered the crypto spotlight with serious momentum.

With over $9.70 million raised in its presale and more than 11,650 holders already on board, the project is breaking through the noise.

Combined with a fully completed CertiK audit and a powerful utility model, it’s clear why the crypto community is starting to treat Mutuum Finance (MUTM) as more than just a trending name — it’s becoming a real contender in the DeFi space.

In a market still recovering from countless rug pulls and broken promises, numbers matter.

Mutuum Finance (MUTM) has already pulled in $9.70 million during its presale phase, and it’s not even live yet.

Over 11,650 investors have committed, and this isn’t speculative hype — it’s capital and user growth backed by development progress and third-party validation.

That validation came from one of the industry’s most trusted names, CertiK.

Mutuum Finance (MUTM) underwent a full audit including static analysis and manual review.

The result was a Token Scan Score of 70.00, issued after a revision in May 2025.

For many serious traders, a CertiK audit isn’t just a checkbox — it’s a signal that a project has nothing to hide and everything to build.

The $9.70 million raised so far isn’t just sitting idle.

This capital is being directed toward launching Mutuum Finance (MUTM)’s core infrastructure.

The team is already developing its decentralized lending protocol, which includes both P2P and P2C functionality.

The P2P system allows users to lend and borrow a wide range of tokens, including ones that are usually excluded from traditional lending platforms.

That includes memecoins like Pepe (PEPE), Dogecoin (DOGE), and Shiba Inu (SHIB).

Meanwhile, the P2C model focuses on stable, high-liquidity assets like Ethereum (ETH), Solana (SOL), and DAI, creating structured lending pools for users looking to earn reliable passive income.

The team has already confirmed that a fully functional beta version of the platform will launch by the time the token goes live — a major delivery milestone that most presale projects struggle to meet.

Mutuum Finance (MUTM) is not just for traders.

Long-term holders and passive income seekers also have a reason to get excited.

By depositing assets like ETH or DAI into Mutuum’s P2C lending pools, users can earn annual returns between 7% and 18%, depending on pool utilization.

This isn’t theoretical. For example, putting $5,000 worth of DAI into the protocol can generate annual returns of up to $900.

Unlike staking in volatile platforms, these rewards are directly tied to lending demand, creating a sustainable income model for conservative investors.

Beyond the capital and token mechanics, Mutuum Finance (MUTM) is witnessing explosive community growth.

Telegram groups are expanding fast, daily engagement is surging, and influencers on X (formerly Twitter) have begun spotlighting the project for its rapid traction and promising fundamentals.

The $100K giveaway currently running has only added to the buzz, pulling in thousands of new eyes and wallets.

But giveaways are just an entry point — the real retention comes from what the project delivers next. And Mutuum Finance (MUTM) is delivering across the board.

In a time when investor trust is hard to win, a CertiK audit is a huge credibility booster.

With so many projects collapsing due to unchecked contracts or malicious devs, seeing Mutuum Finance (MUTM) score a 70.00 on Token Scan gives serious confidence to risk-aware traders.

It means the code has been reviewed, the logic verified, and the risk exposure minimized.

This added transparency plays a major role in onboarding new capital — both retail and institutional — and is one of the strongest reasons why the project is being taken seriously at this stage.

It’s rare to find a project that checks all the boxes — rising capital, growing user base, certified security, working product, and clear utility.

But Mutuum Finance (MUTM) does. With a current price of just $0.03, there’s a closing window to get in before the next phase pushes prices higher and profit margins lower.

The next phases will bring higher entry costs, more competition for tokens, and less room for explosive gains.

The smartest move? Enter now, not later. Because once it hits exchanges and trading begins, the chance to get MUTM at a floor price will be gone for good.

This isn’t a project to watch. It’s a project to join.

For more information about Mutuum Finance (MUTM) visit the links below:

For more information about Mutuum Finance (MUTM), visit the links below:

Website: https://www.mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

The post $9.70M raised and, 11,650+ holders: why MUTM is gaining serious traction appeared first on Invezz

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