Pseudonymous market expert XRP Queen has boldly forecasted that a $10 XRP price is possible in 2026. To support her bullish outlook, the XRP advocate has highlighted several key reasons, focusing more on utility and institutional rails than price patterns and hype-driven growth. 

In an X post this week, XRP Queen boldly forecasted that XRP could rise from its current price below $1.5 to $10 in 2026. She fired back at crypto members who had expressed skepticism about the ambitious target, asserting that those who had laughed at the possibility of a $10 surge would eventually delete their tweets once XRP reaches that milestone. 

Although her bullish predictions of XRP are not supported by technical chart patterns or historical data analysis, XRP Queen outlined several other key reasons she believed the cryptocurrency could reach $10 in 2026. Her argument primarily centers on XRP’s fundamental utility as a payment solution and institutional settlement rail. 

Based on these factors, it’s likely the analyst expects XRP’s price to advance significantly, driven by the scale of adoption, rising demand, and broader recognition the cryptocurrency could achieve as it continues to be used for everyday transactions.

The first point she highlighted was that XRP is already being used in “real payment corridors.” Currently, the cryptocurrency has expanded across multiple global regions and markets, where it facilitates cross-border transactions. One notable example of this traction is in South Korea, where XRP has emerged as the most actively traded cryptocurrency, underscoring its growing adoption and market demand. 

The second reason XRP Queen believes the cryptocurrency could hit $10 in 2026 is the expanding role of the XRP Ledger (XRPL) in tokenizing real-world assets (RWA) and supporting stablecoin issuance. 

Recent reports indicate that even the U.S. Treasury debt has been tokenized on the ledger, reflecting broader institutional interest in on-chain debt issuance. Furthermore, Circle’s USDC, one of the largest regulated stablecoins, has launched natively on XRPL, enabling issuance and use directly on the network. 

This development has direct implications for XRP’s value. Each time a tokenized asset or stablecoin is issued, transferred, or traded on XRPL, XRP is used to pay transaction fees, effectively serving as a bridge currency for liquidity between different assets. Consequently, as more institutions adopt XRPL, demand for XRP could rise, potentially fueling a price appreciation. 

Another major point XRP Queen emphasized to support her ambitious $10 price forecast is the regulatory clarity XRP and Ripple have achieved recently. After nearly seven years of litigation with the US Securities and Exchange Commission (SEC), the case was settled in 2025 with a $125 million fine on Ripple. This legal resolution puts XRP back into the spotlight, transforming sentiment and fueling demand for the cryptocurrency. 

XRP Queen has also stated that “institutions do not build rails for fun,” implying that XRP’s vision is not merely theoretical or speculative, but a long-term effort to establish a global financial infrastructure. The crypto expert also hammered on the market capitalization argument, noting that even at $10, XRP’s valuation would still be below past cycle peaks for other major cryptocurrencies. 

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