With over 8.5 million dollars raised and nearly 80% of the fourth presale phase already filled, Mutuum Finance (MUTM) is approaching its next pricing milestone.

While the window is still open at $0.025, that won’t hold much longer — the fifth phase is set to raise the price to $0.03, pushing early investors into the profit zone.

Still, even with the increase ahead, MUTM continues to rank among the best cryptos to buy today, especially for those prioritizing utility, long-term value, and early-stage access.

Mutuum Finance isn’t chasing short-term attention — it’s building steadily with tangible results.

The growing number of holders, now nearing 10,000, and the momentum from fresh capital inflows reflect strong confidence in what the project is creating. Investors aren’t betting on hype — they’re backing infrastructure.

The presale phases are carefully structured, each one raising the token price while limiting total allocations.

This built-in progression means those who secure their spot earlier benefit more directly — not from speculation, but from transparent pricing mechanics.

One of the key appeals of the Mutuum protocol is its core use case: borrowing against crypto holdings without needing to sell.

Rather than cashing out during market dips, users will be able to lock up collateral and access liquid assets — preserving long-term positions while gaining short-term flexibility.

This approach is especially relevant in volatile markets, where forced exits can trigger taxable events or lost opportunities.

Through Mutuum, users can unlock capital while maintaining upside exposure to their original assets.

It’s a functionality that positions MUTM as more than a token — it’s a tool for smarter asset management.

That’s the type of practical utility that sets apart the next major players in the cryptocurrency space.

Mutuum is being developed on Layer 2 infrastructure, giving it a massive edge in speed and cost-efficiency.

Gas fees have long been a bottleneck in Ethereum-based DeFi platforms. By building for Layer 2 from the start, Mutuum ensures a smoother experience for both lenders and borrowers.

Transactions will be faster, cheaper, and more scalable — helping the platform grow as adoption increases.

For investors asking what crypto to buy now, this technical foundation answers the question with substance, not speculation.

Mutuum Finance is currently being thoroughly audited by CertiK — a leading blockchain security firm — as part of its effort to establish trust and transparency before launch.

This step not only reinforces the platform’s credibility but also shows a clear commitment to long-term reliability.

At a time when many new projects skip crucial audits or delay product delivery, Mutuum is aiming to launch with both — a verified smart contract system and a beta version of the platform ready at token listing.

With all the pieces falling into place — from Layer 2 scaling to real DeFi use cases — analysts are pointing to MUTM as a top cryptocurrency to watch in 2025.

Several forecasts suggest the token could climb significantly beyond its listing price, especially with demand driven by borrowing fees and internal buybacks from protocol revenue.

This kind of growth potential, paired with early entry pricing, is what puts MUTM on the radar of serious crypto investors who are looking for more than short-term pumps.

Nearly 80% of the current presale phase is already filled, and once the next phase opens, the price moves to $0.03 — closing the door on one of the most accessible entry points.

With real features in development, a security audit underway, and strong demand already visible, Mutuum Finance (MUTM) stands out as one of the best crypto investments available today.

Opportunities like this don’t wait. The structure is in place, the price increase is imminent, and momentum is accelerating. For those looking to secure a position before the shift — this is the time to act.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.finance/

Linktree: https://linktr.ee/mutuumfinance

The post Nearly 80% gone — MUTM’s price is set to rise, but it’s still one of the best cryptos to buy appeared first on Invezz

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