I read Rami Sass’ recent piece here on Podium about how cyber insurance is overhyped. While he raised great questions about the current pricing models and fear-driven tactics used to sell coverage, I wanted to share a different perspective and address his concerns.

Insurance exists because of insecurity in the world — health insurance in case you get sick, car insurance in case of an accident, homeowners insurance in case of a fire. The biggest insecurity businesses face today is cyber risk — phishing attacks, data breaches, social engineering, and more. In fact, cyber experts believe that all businesses will…

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