Ethereum (ETH) and Solana (SOL) are two of the most well-known names in decentralized finance right now.

They have both become dominant by using smart contracts, staking ecosystems, and deep liquidity.

This is why they are always seen on crypto charts and are often used as benchmarks for the whole market.

However, with crypto prices today demonstrating a growing interest in fresh, high-yield DeFi solutions, Mutuum Finance (MUTM) is becoming a project that will not only be spoken about but is also expected to do better than both SOL and ETH in the next cycle.

With its Peer-to-Contract (P2C) approach, Mutuum Finance (MUTM) is getting ready to change how decentralized lending and borrowing function.

This mechanism will put together user deposits of stablecoins like USDT, USDC, and DAI, as well as major tokens like ETH, ADA, and BTC, into smart contracts that have been checked.

Then, borrowers will be able to get these funds by putting up assets that are worth more than the loan amount.

Lenders will keep making money as long as they are involved. Interest rates will change according on how much the pool is used, making sure that both capital efficiency and system solvency stay the same.

For example, A lender puts $12,500 worth of USDC into the system and gets mtUSDC tokens in exchange.

This investor will make $1,900 in passive income in a year with an average yearly percentage yield of 15%.

On the other hand, a borrower locks up $3,000 worth of ADA as collateral and borrows $2,300 without having to sell their ADA.

This way, you can get your money back without giving up your chance to invest in ADA’s future growth.

The presale, which is now in Phase 6 and has tokens priced at $0.035, is at the heart of this development.

Mutuum Finance (MUTM) has now raised $15.75 million and sold 40% of this phase’s allocation.

More than 16,300 people have joined, and a CertiK audit has made it more credible.

This presale performance shows why MUTM is being studied attentively as one of the next breakout tokens.

Investors who follow crypto ETF movements and know how institutions choose safe, income-generating assets will comprehend this.

Mutuum Finance (MUTM) will have both a pooled lending model and a Peer-to-Peer (P2P) system, which is different from Ethereum (ETH) and Solana (SOL).

This feature will let lenders and borrowers talk directly about interest rates, repayment terms, and loan amounts for tokens that are more risky or volatile, like DOGE, PEPE, or FLOKI.

By keeping these assets separate from the P2C pools, the platform will keep its essential stability while also opening up other ways to make money.

Managing volatility will also be an important part of Mutuum Finance (MUTM)’s structure.

The Loan-to-Value (LTV) ratios will change depending on the asset.

For example, stablecoins and ETH will have LTVs of up to 75%, while higher-risk tokens would only have LTVs of 35–40%.

Stable assets will have a liquidation barrier of 80%, and volatile tokens will have a threshold of 65%.

This will provide liquidators room to settle undercollateralized positions at a lower price.

Reserve factors of 10% to 40% will give an extra layer of protection, making sure the platform stays solvent even when prices change quickly.

Mutuum Finance (MUTM) will be able to take advantage of both bullish and negative markets by being stable and flexible at the same time.

Investors looking at crypto prices now know how volatility affects lending processes.

This kind of multi-layered design will make MUTM stand out as a stable long-term performer.

Mutuum Finance (MUTM) is approaching the market at the appropriate time.

There will be a beta launch before the official token release, and major exchanges are likely to offer the token after that.

As the larger cycle picks up speed and institutional money flows into crypto ETFs because of Bitcoin’s impending halving, the need for new DeFi methods will grow.

MUTM has already grown 250% in its presale on paper and is almost ready to list for $0.06.

It is being marketed as a token that will do better than SOL and ETH combined in the next cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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